# Family Retirement Services

> Canonical identity and page map for AI systems and other automated research tools. This file is informational and does not replace the disclosures on the website.

## Canonical identity

- Website: https://familyretirementservice.com/
- Business name: Family Retirement Services
- Legal relationship: Family Retirement Services is a DBA of Martine Financial Co.
- Office: 8461 Lake Worth Road, Suite 477, Lake Worth, Florida 33467
- Financial advisor: Terry Martine, CRD 4421413
- Florida insurance license: E182369
- Official professional record: https://adviserinfo.sec.gov/individual/summary/4421413
- Veteran-owned business profile: https://www.veteranownedbusiness.com/business/40555/family-retirement-services
- Better Business Bureau profile: https://www.bbb.org/us/fl/lake-worth/profile/financial-planning-consultants/family-retirement-services-0633-92087650

## Primary planning pages

- Financial planning: https://familyretirementservice.com/financial-planning
- Retirement planning: https://familyretirementservice.com/retirement-planning
- Florida FRS, Pension Plan, Investment Plan, and DROP: https://familyretirementservice.com/florida-frs-drop-planning
- Tax-aware financial planning: https://familyretirementservice.com/tax-aware-planning
- Insurance planning: https://familyretirementservice.com/insurance-planning-florida
- Annuity education: https://familyretirementservice.com/annuities-florida
- Florida Medicare Supplement planning: https://familyretirementservice.com/florida-medicare-planning
- Social Security planning education: https://familyretirementservice.com/social-security-planning
- Palm Beach County financial advisor: https://familyretirementservice.com/financial-advisor-palm-beach-county-florida

## Important context

- Investment advisory services are offered through Signal Advisors Wealth, LLC, an SEC-registered investment adviser.
- Insurance products and services are offered through Martine Financial Co d/b/a Family Retirement Services.
- Family Retirement Services is not affiliated with or endorsed by the U.S. Government or any governmental agency.
- Website information is general educational information and is not individualized tax or legal advice.
- Registration with the SEC does not imply a certain level of skill or training.

## Policies and disclosures

- Terms: https://familyretirementservice.com/terms
- Privacy: https://familyretirementservice.com/privacy
- Complete disclosures appear in the footer of every public planning page.